What are some uncommon ways to work smarter not harder?

Work Smarter Not Harder

This post originally appeared as an answer on Quora HEREquora

  • Take the first parking spot you see. Period.
  • When vacationing with kids, order supplies like formula and diapers from Amazon and have it delivered to your hotel so it’s waiting for you when you get there.
  • Buy a new car with a warranty: the poorest people end up spending the most money on  cars when they purchase the cheapest one they can find that constantly needs repairs. $500 here, $1000 there. Sometimes trying to save money costs you too much.
  • Starbucks mobile app when you are 2 minutes away. Or even waiting in a long line. As soon as the order comes through its added to the queue, and skips the line you are standing in.
  • Services like Trunk Club that do your clothes shopping for you, sends you a trunk, try 2zLQAV1Pon what you like and return what you don’t like by returning the trunk. UPS deliveries it and picks it up from your house. Not a necessity but MUCH better than going to the mall. IF you do have to go to the mall, take the first parking spot you see.
  • Automate savings and investing. Whether it’s a pay check or other income source. Set up automatic transfers or withdrawal into another account for Future You. Set it and forget it (but maybe review it once a year and reallocate where necessary)
  • Don’t worry about trying to make a quick return on investments, instead focus on DCA or Dollar Cost Averaging. Be the tortoise, not the hare.
  • Never stop learning. Turn your car into a university on wheels. This means no more talk radio, instead replace it with audio books.  Or better yet download AUDIBLE and subscribe to get discounts and 2 free books Audible – The Cash Flow Lifestyle
  • If you don’t drive then do this on your work commute. When you walk the dogs. When you work out. Be more efficient with your time. Never waste time.
  • If you aren’t handy, hire a handyman. Whatever you do in life to make your money you are better at than trying to fix the toilet or repair an outlet. Spend your hours doing your thing so you can afford to pay others to do theirs.
  • Wake up early. Exercise. Meditate. Eat well. Take care of your body. Be nice to others. Stay humble. Work hard even if you are smarter. Everyone I know who does these things are happier people.

Self Publishing an e-Book: Is There Any Money To Be Made?

Is Writing and Self-Publishing an e-Book an Easy Way To Make Money?


There are many reason why writing a book is a great idea. As for being an easy way to make money, not really. If you already know your nicheand have a good book idea ready, writing a book might be a good way to establish yourself as an expert, or even to make some money, but it isn’t easy.

Think of it this way:

Writing a book isn’t easy;

Writing a good book is hard; 

Writing a book that people will buy is REALLY hard. It’s not impossible, but it’s a lot of work.

If you are a great writer and love the process of researching, writing, editing, re-writing and editing again then writing your book’s content might come easy to you. What you may not have thought about yet is your book cover design, page/font design and ensuring your book is formatted correctly to be ready by the right programs used by each of the various platforms.

Of course all of this can be outsourced very easily, but it’s not free. If you’re only concerned about the writing, you should still hire an editor, which will cost you around $2000 for a freelancer, depending on length of your book. On top of that, after you’ve outsourced your designs, formatting and editing, you’re looking at an investment of around $2500.

Writing a book isn’t easy; writing a good book is hard, and writing a book that people will buy is really hard.

Typically, eBooks sell best at prices between $0.99 and $4.99. You could raise the price, but will sell many fewer copies if you do. On the high end of this range, around $5/book, you will need to sell 500 books to reach your break-even point of $2500. If most of your sales come from a platform like Amazon, that number will be slightly higher, as the platform takes a cut.

The hardest part about selling a book is getting people to buy it.

How big is your market? How much are you looking to make? Are you planning on writing multiple books?

Iam not trying to talk you out of this idea. I think writing a book is awesome. There is nothing like it. You will learn about yourself and your ideas, you will share a bond with other authors and everybody else who helps you along the way.

Just don’t do it only to make money, because the money from book sales, even for many successful writers, is very slim. On the other hand, it is worth considering additional ways your book can help you monetize your ideas and your expertise.

Public speaking engagements are huge. They will help you build yourself as the expert in an area, and this will be validated if you have also written a book. Public speaking is a great way to test how well you know your stuff, and your Q&A can even help give you ideas for your next book.

It’s also important to develop a digital presence. For eBook writers, it’s important to have a website that your book readers can go to and get more information, or a discussion board for others. Today, you can even manage this using Facebook groups, but do not ignore the importance of growing an email list. Once you build an email list, you can mail out upcoming books or other promotions.

There are many great outcomes that result from self-publishing a well-written e-book. Some of these outcomes can even greatly increase your income. Just don’t expect the sales of your first book to be one of them. I am not saying that it won’t happen, but rather do not let that be your driving force.

This Is The Most Difficult Thing to Learn and Accept About Life

I recently answered this question on Quora.com, and it has since been viewed nearly 300,000 times (as of February 5th, 2016). Click here for original post. 

I thought I would share it with my readers here and see what your thoughts are regarding my answer. I appreciate you!

Question: What is the Most Difficult Thing To Learn and Accept About Life?


1. People usually aren’t listening. They are either thinking of what they are going to say next, or something else entirely.

2. Everyone is insecure about something, it’s not just you.

3. You are going to die no matter what.

4. Your kids will experience hardship.

5. The bigger an organization is, the harder it is to make a change even if the need is so obvious.

6. Some people are bad and have bad intentions.

7. Many people (not all) will steal $100 from you today even if it means missing the opportunity to earn $1000 from you next week.

8. You will never be 100% sure about decision ever. But always make a decision because it’s better to go back and fix it than to never make it at all.

9. There is ALWAYS someone who makes more money than you, is more fit, has a better looking spouse, has an easier life, good things happen to them. Usually more than just one.

10. How you react to an event, problem, emotion, or anything, is more important than the actual event, problem, emotion or whatever. You cannot control your emotions, you cannot control others, all you can control is how you are going to react. Sometimes it’s easy but usually it’s really really hard.

The biggest negative reaction I received in this post was regarding number 10. 

However, the responders typically missed my point. When I wrote: you cannot control your emotions, many took that to mean there was nothing you could do about it.

This is not my point at all. My point is that you cannot control how something will make you feel. Thats it. Exterior forces and events will happen that might piss you off, make you sad, humble you, break you, knock you on your ass and then kick you in the teeth while you are down. 

But just because you feel a certain way doesn’t mean you have no control. You choose how you will react. You don’t choose your feelings.

He who angers you conquers you.

I have done many stupid things as a result of my emotions. Many of which I regret. Through self reflection, meditation and studying emotional intelligence, I find myself reacting to my emotions less and less every year.

Emotional intelligence is a skill that can be developed and strengthened. But like any skill, it is only achieved through dedicated practice and awareness.

QUORA: I’m 16 and I’ve started a business that earns $3,000 monthly. What should I do with it?


I’m 16 and I’ve started a business that earns $3,000 monthly. What should I do with it?”


Here was my Answer:


Passive income is the way to go. You can either create it (start a business) or buy it (dividend stocks, rental properties , bonds etc. )

Or you can do both.

I spend my time and energy creating businesses that don’t need me around. Then I take the money earned and invest it into more passive income.

Now you have your business and a passive income investment (2 streams of income!)

Passive income gives you freedom, especially freedom to travel. When you have more passive income than expenses, then you are free to live the life you choose! (I call this The Cash Flow Lifestyle)

I really knew this was real when I began to invest money I earned from rental properties I purchased in my early twenties and invested into dividend stocks (Reits and boring Energy companies mostly)

One month I had to replace an AC unit so the property management company just used my rental funds to pay for it, so I would not receive any income that month. However, that was also the first month that my dividend payouts were more than my monthly rents!

I realized then that it wasn’t just talk, passive income is real and if you focus solely on increasing it and adding new streams while keeping your monthly expenses low (rent a boat instead of buy, own a home you can afford or don’t buy one at all and travel instead) then you truly can have the freedom you eread about in books like Four Hour Work Week.

Lastly: congrats on your early success! Just stay humble.